RETIREMENT / PENSION PLANNING:

Most of us look forward to an active and fulfilling retirement, when we will have more time for hobbies and pastimes, which we currently enjoy.

It may seem a long way off and only a small part of our life, but with the trend of early retirement and advancements in medical science, our twilight years are upon us earlier and for a longer period than many of us anticipate. However, the sad fact is that for many people what could be the most satisfying period of their life turns out to be a time of financial pressure and anxiety.

Whatever dreams you may have for your retirement, the key to making them a reality is to ensure that you have a comfortable retirement income and accumulate sufficient capital to give you true financial independence. You need to plan ahead and the earlier you begin the more time your savings will have to grow, and the more prosperous your retirement can be.